Case study · Agriculture

Digitising 12,000 smallholder contracts without leaving anyone behind

Illustrative case study · Client details and outcomes await verification. An offline-first platform brought transparency to a vast out-grower scheme — cutting leakage, speeding payments and forecasting yields.

HLM Digital Solutions / conceptual study
Illustrative outcomes

What changed

12,000farmers digitally registered
-30%input leakage
Weeks → 3 dayspayment cycles
±8%yield forecast accuracy
The problem

The starting point

AgriGrow contracted thousands of smallholder farmers across districts with minimal connectivity. Paper registration meant ghost farmers and duplicated input loans; collections were disputed; payments took weeks; and buyers demanded yield forecasts nobody could produce.

The solution

What we built

HLM built an offline-first field platform: agents register farmers with GPS-verified plots and photo ID, issue input loans against digital records, and log collections with instant SMS confirmation to the farmer.

Deduplication removed ghost records; automated reconciliation matched loans against deliveries; and an AI yield model combining field records, weather and satellite data now gives buyers forecasts within ±8%.

Implementation

How the rollout ran

Phased, transparent, and designed to earn trust at every gate.

Phase 1: Field app & registry

Agent app built offline-first; 12,000 farmers registered and geo-verified in one season.

Phase 2: Loans & collections

Input issuance and collection logging digitised with SMS confirmations and automated reconciliation.

Phase 3: Payments

Farmer payments automated via mobile money, cutting cycles from weeks to days.

Phase 4: Yield intelligence

Forecast models trained and validated across two seasons; buyer reporting automated.

Illustrative quotation · not a verified testimonial

“Farmers trust the SMS receipts, buyers trust the forecasts, and we finally trust our own numbers. That trust is worth more than the efficiency.”
Operations Director
AgriGrow Contracting*

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